A complete payments platform

Send payments with Checkbook's powerful APIs and software solutions designed to help you facilitate your funds flows.

Solutions to fit your needs

Future proof your accounts payable - our payment rails give you flexibility where you need it and control when you want it. Whether you are looking to push a payment directly to your recipient’s bank account or issue a virtual card, our platform has you covered.

ACH Payments
ACH Payments

Push funds directly to your recipient's bank account via the automated clearing house network.

Real-Time Payments
Real-Time Payments

Deposit funds directly to your bank account in less than 60 seconds with our real-time payments solution.

Print
Print

Print a physical check and deposit with your banking mobile app or in person at a local branch or ATM.

Instant Payments
Instant Payments

Accept money instantly with your existing VISA or MasterCard debit and ATM cards.

Mail
Mail

Send a paper check via USPS, and deposit with your banking mobile app or in person at a local branch.

Virtual Card*
Virtual Card*

No bank account necessary! Accept funds in seconds with a virtual card and use it just like a debit card.

Payment rail comparison

Our platform gives you the freedom to offer various payment rails to your customers depending on what best fits your business.

Product
Price
Settlement Delay
Deposit Method
Chargeback Period
Processing Days
ACH Payments
Starting at $1
≤ 3 business days
Bank account
3-60 business days
US business days
Mailed Checks
Starting at $1.79
~ 3 business days
Bank account
3-40 business days
US business days
Printed Checks
Starting at $1
≤ 3 business days
Bank account
3-40 business days
US business days
Instant Pay
Contact sales
< 20 seconds
Existing debit card
None
24x7x365
Virtual Cards
Contact sales
< 20 seconds
Checkbook debit card
None
24x7x365
Real-Time Payments
Contact sales
< 60 seconds
Bank account
None
24x7x365

Ready to get started?

Explore Checkbook, or create an account instantly and start sending payments. You can also contact us to design a custom package for your business.

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Always know what you pay

Integrated per-transaction pricing with no hidden fees.

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Start your integration

Get up and running with Checkbook in as little as 10 minutes.