Payments
A complete payments platform
Send payments with Checkbook's powerful APIs and software solutions designed to help you facilitate your funds flows.
Rails
Solutions to fit your needs
Future proof your accounts payable - our payment rails give you flexibility where you need it and control when you want it. Whether you are looking to push a payment directly to your recipient’s bank account or issue a virtual card, our platform has you covered.
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ACH Payments
Push funds directly to your recipient's bank account via the automated clearing house network.
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Real-Time Payments
Deposit funds directly to your bank account in less than 60 seconds with our real-time payments solution.
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Print
Print a physical check and deposit with your banking mobile app or in person at a local branch or ATM.
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Instant Payments
Accept money instantly with your existing VISA or MasterCard debit and ATM cards.
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Mail
Send a paper check via USPS, and deposit with your banking mobile app or in person at a local branch.
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Virtual Card
No bank account necessary! Accept funds in seconds with a virtual card and use it just like a debit card.
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Compare
Payment rail comparison
Our platform gives you the freedom to offer various payment rails to your customers depending on what best fits your business.
| Payment rail | Price | Delivery time | Deposit method | Verification window | Availability |
|---|---|---|---|---|---|
| ACH Payments | Starting at $1 | ≤ 3 business days | Bank account | 3-60 business days | US business days |
| Mailed Checks | Starting at $1.79 | ~ 3 business days | Bank account | 3-40 business days | US business days |
| Printed Checks | Starting at $1 | ≤ 3 business days | Bank account | 3-40 business days | US business days |
| Venmo | Contact sales | < 60 seconds | Venmo wallet | 60 days | 24x7x365 |
| PayPal | Contact sales | < 60 seconds | PayPal wallet | 60 days | 24x7x365 |
| Instant Pay | Contact sales | < 20 seconds | Existing debit card | None | 24x7x365 |
| Virtual Cards | Contact sales | < 20 seconds | Checkbook debit card | None | 24x7x365 |
| Real-Time Payments | Contact sales | < 60 seconds | Bank account | None | 24x7x365 |
