Send Real-time Payments

Checkbook’s real-time payment solution utilizes the RTP network provided by The Clearing House. Unlike ACH, RTP is a real-time payments platform that allows recipients to receive funds directly into their bank account in less than 60 seconds.

Instant Payments for All

Current bank to bank payment solutions are prohibitively expensive (e.g. wire transfers) or take days to settle (e.g. ACH). Checkbook's real-time payments solution is helping to bring US-based bank payments to the 21st century with instant, round the clock settlement 365 days a year.

Broad acceptance

Today, the RTP network’s real-time payment capabilities are accessible to over 70% of US bank accounts.

Instant settlement

Checkbook’s real-time payments post instantly to your recipient's bank account, 24 hours a day, 7 days a week.

RTP Is Growing

First launched in 2017, the RTP network brings a much needed upgrade to the domestic payments infrastructure. While bringing innovations in payments speed and convenience, the RTP® network is supported at the financial institutions you already use.

User friendly

Because the RTP network uses routing and account numbers for routing payments, it’s easy to upgrade existing ACH processes.

Finality of settlement

No need to worry about reconciling or chargebacks. Real-time payments allow for immediate and final settlement.

Ready to get started?

Explore Checkbook, or create an account instantly and start sending payments. You can also contact us to design a custom package for your business.

Always know what you pay

Integrated per-transaction pricing with no hidden fees.

Start your integration

Get up and running with Checkbook in as little as 10 minutes.