Checkbook Press

With Checkbook, A Payments Veteran Creates a Souped-Up Engine for Check 21 Clearing

Posted by Checkbook on Jul 26, 2016

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Real time payments allow individuals and businesses to, with the push of a button, instantly make funds available for use.

What is Same Day ACH?

Same Day ACH transfers offer a payment solution within the Automated Clearing House (ACH) network, enabling banks to send and receive ACH files on the same business day. This reduces the traditional ACH processing time by up to 1 business day. If the regular ACH transaction would take 4 business days the same day ACH will take 3 business days for the funds to clear.

Checkbook.io Launches InstantPay

Julie Muhn of Finovate says, "The technology works because Checkbook.io doesn’t use the antiquated ACH infrastructure, which requires recipient onboarding and takes three to five business days to move funds from one account to another."

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