How It Works

3 Simple Steps

No percentages. No hidden fees. Checkbook offers everything needed to disburse payments at scale. Get in touch with our sales team for details on volume discounts, integration assistance, and our dedicated support.

1

Create your Checkbook.io account

Create your Checkbook.io account

To get started, simply create an account using your name and email. You will not be charged until you send a check. No monthly fees.

2

Add and verify your bank

Add and verify your bank

To start sending, you will need to verify your banking information, identify your bank account as personal or business, and choose between manual and instant verification.

3

Send your first check

Send your first check

Once your bank is verified, you are ready to start sending! Simply enter the recipient's name and email and hit send check. You can also use our Restful API, CSV upload, or Integrations.

Frequently Asked Questions

Banks can either be verified instantly (using online banking username and password) or manually (using account and routing number) on Checkbook. If you are adding a bank for the first time on Checkbook, you will be prompted to "complete your profile" thorough a banner notification...

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You will receive the funds as early as overnight to as late as the 4th business day after you have deposited the Digital Check online. The actual time depends on the Payor/Originator of the Digital Check i.e. whether they are an individual or a business and other factors...

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eChecks or e-checks have traditionally been a way to do ACH payments, by truncating the Routing Number and Account Number from a paper Check and initiating an ACH transaction. Digital Checks are Digital representations of paper Checks and can be settled using the Check21 or ACH network...

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Checkbook stores all production data in a physically secure PCI DSS (Payment Card Industry Data Security Standard) Compliant off-site data center. In addition, all access to Checkbook's servers is through encrypted network channels...

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The default limit for sending or requesting a Digital Check is $2000.00 per transaction,$2,000.00 per every 24 hours and a $15,000.00 per month limit, for both Individuals as well as Businesses.If you need any of these limits increased, please contact support@checkbook.io and we can assist you with your request...

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Whether you are responding to a credit return or just want to change where future payments will be deposited, these simple steps will help guide you through it! If you haven’t already, please create a password for your account at checkbook.io/reset...

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Ready to get started?

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