Real-time payments

Checkbook’s real-time payment solution utilizes the RTP network provided by The Clearing House. Unlike ACH, RTP is a real-time payments platform that allows recipients to receive funds directly into their bank account in less than 60 seconds.

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Real-time payments for all

Current bank to bank payment solutions are prohibitively expensive (e.g. wire transfers) or take days to settle (e.g. ACH). Checkbook's real-time payments solution is helping to bring US-based bank payments to the 21st century with instant, round the clock settlement 365 days a year.

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Broad acceptance

Today, the RTP network’s real-time payment capabilities are accessible to over 70% of US bank accounts.

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Instant settlement

Checkbook’s real-time payments post instantly to your recipient's bank account, 24 hours a day, 7 days a week.

New, yet familiar

First launched in 2017, the RTP network brings a much needed upgrade to the domestic payments infrastructure. While bringing innovations in payments speed and convenience, the RTP® network is supported at the financial institutions you already use.

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User friendly

Because the RTP network uses routing and account numbers for routing payments, it’s easy to upgrade existing ACH processes.

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Finality of settlement

No need to worry about reconciling or chargebacks. Real-time payments allow for immediate and final settlement.

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Ready to get started?

Explore Checkbook, or create an account instantly and start sending payments. You can also contact us to design a custom package for your business.

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Always know what you pay

Integrated per-transaction pricing with no hidden fees.

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Start your integration

Get up and running with Checkbook in as little as 10 minutes.